Finance plans for your
USED MINI.

Terms and Conditions.

North Oxford Garage Limited, trading as North Oxford Garage, is a credit broker not a lender.

Young Used MINI Electric

¹Representative 6.9% APR available on a MINI Select (PCP) or Hire Purchase agreement with terms between 24-60 months for used all-electric MINI models up to 18 months old (excluding JCW). For vehicles registered between 01 January 2025 and 31 May 2026 and sold by 30 September 2026. Subject to availability. Participating Retailers only. Cannot be used in conjunction with any other offer. The APR rate may be subject to change after 1 October 2026. If you choose MINI Select, the optional final payment and option to purchase fee are not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. North Oxford Garage Limited introduces customers to MINI Financial Services only for vehicle finance. We do not consider finance offered by other lenders and do not provide independent financial advice. If you enter into a finance agreement with MINI Financial Services, they will pay us a fixed commission. The amount of commission varies for different vehicle models. The APR and the interest rate that you pay for your finance agreement with MINI Financial Services is fixed by them. North Oxford Garage Limited cannot change the APR and/or the commission for your finance agreement. MINI Financial Services takes into account the payment of commission when they set the APRs which we offer to customers. The amount of commission will be disclosed to you in good time before you sign the finance agreement. North Oxford Garage Limited will arrange the sale of the vehicle from MINI UK to MINI Financial Services.

Approved Used MINI Electric

²Representative 8.9% APR available on MINI Select (PCP) or Hire Purchase agreement with terms between 24-60 months for MINI Electric Used models (up to 42 months old) registered from 1 January 2023 and 28 February 2025 and sold by 30 September 2026. All vehicles must be at least 19 months old and be no older than 42 months old at the point of entering the finance agreement. Retail customers only. Subject to availability. Participating Retailers only. The APR rate may be subject to change after 1 October 2026. If you chose MINI Select, the optional final payment and option to purchase fee are not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. North Oxford Garage Limited introduces customers to a limited number of lenders for vehicle finance. We do not give independent financial advice. If you enter into a finance agreement with MINI Financial Services, they will pay us a fixed commission which may influence us. The amount of commission varies for different vehicle models. The APR and the interest rate that you pay for your finance agreement with MINI Financial Services is fixed by them. North Oxford Garage Limited cannot change the APR and/or the commission for your finance agreement. MINI Financial Services takes into account the payment of commission when they set the APRs which we offer to customers. The amount of commission will be disclosed to you in good time before you sign the finance agreement.